Cash at your command
Sometimes life throws a curveball, and you need a bit of extra cash to keep your balance—we get it. With up to $2000 in your back pocket, you’re always on the front foot. Because we know life happens, and your funds need to flex with you!
See common use cases for Beforepay Pay Advance.
Get paid when you say
Getting cash out can be as quick as 5 minutes—you could make a cuppa, start signing up online, and have cash in your bank before your tea goes cold. There’s not a paper form in sight, and no humans slowing things down. Did we mention you can get cash out 24/7? Welcome to the future.
Just one fixed fee
We only charge a single fixed fee on each advance, that is 5% of what you borrow. So if you take out $100 your transaction fee will be $5 and your total repayment will only ever be $105—never a cent more! There is no interest (APR = 0%) or other fees.
Repay, your way
We’ve got the smarts to align repayments with your pay cycle so that you can repay us when you get paid—simple, and worry-free. You can spread out your repayment across up to 4 instalments, as long as the full repayment is made within 62 days from your cash out date.
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You make at least $300 in income after tax each week. Centrelink and other government benefits cannot make up more than 50% of your income.
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You have a regular pay schedule (weekly, fortnightly, monthly) and your pay is directly deposited into your account.
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Your salary income is deposited by your employer into the bank account that is linked to your Beforepay account.
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Your salary needs to be deposited into an account that can be direct debited. Some savings accounts are not eligible.
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You pass our credit risk assessment, which is based on an analysis of your income, expenses and other spending behaviour.
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